Innocent people who become victims of internet bank account fraudsters can expect to be reimbursed if they have exercised reasonable steps to maintain their account from staying safe. However, it is far easier to try and keep your account as secure as possible in the first place, instead of trying to retrieve your money later.
Follow these seven rules for online security, and you will have a better chance of keeping your funds safe:
- Do not use the same password, or a variation of the same password, on different accounts.
- Regularly update passwords and change them at least once every year.
- Keep your passwords private and do not tell anyone else about your password. And if you must note them down so you would not forget your password, make sure that you disguise them.
- Websites such as Twitter and Facebook mean our lives are more open to public analysis than ever before, so think twice before making use of personal information as passwords and take into consideration whether other people may be able to guess a security question from your social media musings.
- Keep anti-virus software up to date and be wary of unusual text messages, phone calls, or emails, particularly if they ask for your security information.
- Make your password hard to crack by making use of a combination of upper and lower case letters, symbols, and numbers.
- Do not use a birthday, name, or obvious words, such as ‘password'. Instead, you may opt to use the first letters of memorable songs, rhymes, or a saying to generate a long password that you would not forget.