The European Health Insurance Card

The European Health Insurance Card

If you think of going on a trip to Europe, a free European Health Insurance Card should be on your must-bring items. This guide tackles on what they cover and on how you can apply to get one.

What Can EHIC Cover?

European Health Insurance Card is a free card that provides you access to medically essential, state-provided healthcare during a short-lived stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway, Switzerland and the UK, beneath the same circumstances and at the same value as individual protected in that country.

Moreover, the EHIC will not cover you if the principal objective of your travel is to obtain medical care or treatment.

An EHIC includes:

tickAccess to free medical care or reduced medical expenses from state healthcare providers

tickTreatment of any chronic or pre-existin European Health Insurance Cardg medical state during your holiday stay

tickRegular maternity care for as long as you do not stay in the country for the sole purpose of giving birth

tickProvision of routine medical care

What Is NOT Covered By EHIC?

The EHIC does not include coverage on:

tickThe expenses concerning private healthcare which is not related to the state healthcare system

tickThe expense of re-entry in the UK

tickGoing abroad for the sole purpose of giving birth or getting medical treatment or care.

The EHIC is not a replacement of your travel insurance and does not include cover concerning your belongings or properties.

Is the EHIC yet available following ‘Brexit’?

EHIC is currently available following Brexit. Your card will still be valid until at least 31 December 2020, or beyond.

The negotiations may involve having the EHIC or prolonging the current transition period. Furthermore, if the UK continues as part of the EEA, then the EHIC has to be accessible beyond Brexit.

As your EHIC might not be valid from after 31 December 2020, make sure to compare travel insurance that covers healthcare necessities.

How To Apply?

The following are the three ways on how you can apply for an EHIC:

tickComplete the NHS European Health Insurance Card application form online

tickPhone an automated application line on 0300 330 1350

tickSend your finished application form to the NHS Business Services Authority

You are required to give details such as:

tickFull name

tickDate of birth

tickNational Insurance number

You can likewise apply for an EHIC for someone else’s sake for as log as you have the relevant information required. This means you can apply for your spouse and any children under 16 years of age.

Remember: Always apply through the NHS and renew your EHIC card online for up to six months prior to the expiry date, given there are no changes with your details.

If there are changes, or your card has expired, applying for a new EHIC is your option.