1plus1 are a guarantor lender (what’s a guarantor lender?) that offers loans between £500 and £5,000 with repayment periods of one and five years. They base eligibility on credit worthiness, affordability and friends and family rather than credit ratings.
They aim to make the application process as pain-free as possible and have efficient payout times, with most customers having the money appear in their account the same day they apply.
They’re also easy to reach if you need to get in touch and have an online team available 24 hours a day, 7 days a week and a phone team available from 9am to 6pm, Monday to Friday for those of you who prefer speaking to someone directly.