Savvy Benefits Cards site is a UK based money saving membership. It falls under and is run by Savant International Limited which is based in Guernsey in the Channel Islands and although it is not technically a part of the UK the company does follow the UK rules and standards.

They have designed Savvy membership cards specifically to help their customers avail massive discounts through both online and in-store shopping. They offer discounts at more than 1,000 stores both high end as well as more affordable stores. These specially curated discounts are not only on clothing but also on everyday items such as grocery and many other various kinds of products that fit your need.

Savvy Benefits Cards have well-researched and professional advice on how to save money, how to manage and what you can end up cutting costs on throughout your home or your workplace. With a benefits card you can end up saving up to 70% of their weekly shops.

The online discounts can be massive with a Savvy card as they give exclusive online codes which can be used while checking out which can be from anywhere between retail to roadside assistance and will be available whenever you need them.

Savvy understand that the cost of living can be expensive and tries its utmost to lower that cost with Savvy you can reduce your monthly bill up to £1800 by shopping from Savvy card partners so you can use that money on the more important things in life.

How To Apply

Applying become a Savvy member is extremely easy all you must do it open their website, and as soon as you open it, they have the application on their homepage so it will cause you absolutely no worries or hassle trying to figure out how to do so. In the application, you give them access to simple information like name, address number and other contact details like your number and email.

They do have a onetime signup fee for their called when is £29.99 after which there will be about a monthly charge of £14.99. You will have to enter your credit or debit card details in this application as they will charge you. The charge will appear as “SavvyBenefitsCard” 0808 101 2206 on your billing statement.

How It Works

After your application has been submitted, you are now an official member. There is a 100% guarantee on the card that you will get approved, and they don’t require any background credit checks, so you don’t have to worry about having good credit to avail the membership.

There are 2 main factors of becoming a member and how to cash in on all the savings they offer.

The first of course! The actual card that you will use everywhere you go to save on the items you purchase. The second and possibly the most important is the Savvy portal. To get to the portal itself you will first need to login to your Savvy account that you will create upon registering.

Enter your card details to open the portal but to access certain parts of the portal you will need another secret username and password that the company will send to you in an email. You can later change this password and username to something that would be easier for you to memorise.

After those passwords have been accepted, you will be able to explore the portal and see the companies they have partnered with websites you can visit etc. You can even £100, and sometimes even £1,000 worth of coupons and discount offers from the portal itself.

Some of the brands they have partnered with include Tesco, Next, ASDA, Vision Express, Very.co.UK, ebay, Sky, and many more. The Savvy card is also called a Vectis Card can also be used in store, for that, all you need to do is download their app it is available on both the play store and the I-Store and open your account through that to access your codes and therefore your discounts.

Through the Portal, you can access a £2,500 credit line. The Credit Lines are available to use immediately but you won’t have to pay interest on that money until to use it. In contrast to other loans where you will start paying the interest as soon as you get it whether or not you use the actual money.

With the Credit Line, there don’t conduct any credit checks and there is a 100% guarantee to every member who applies to the card to get this. You can however only use this amount to buy items from their partner websites they do have links provided on the portal, and you can use these links to browse around and choose.

Another popular item, they offer through card is the latest phones on contract basis which are also without credit checks, so you can have the latest and newest phone out there on monthly instalments without having to worry about going through a bank.

Savvy cards are not only for shopping purposes, but the card also allows you to really treat yourself and with treating yourself comes fine dining.

Sometimes, you want to dress up and go to a high-end restaurant and be treated like kings and queens. To fulfil that fantasy Savvy has partnered up with many high-class restaurants as well to provide you maximum discounts and deals, so you enjoy your lavish experience without having to fret over the bill.

Their Savvy cards can also be used with their partners in travel to assess the best deal and stay within budget when planning a holiday as well. You can really maximise your budget with what you spend at the holiday while minimising the costs of the travel, rooms etc. with your Savvy membership. Savvy offers all that and more all while paying a small fee each month.

Additional Information

Savvy Benefits is registered as a data controller with the Data Protection Commissioner’s Office in Guernsey. And the access to their site is temporary whereby they reserve the right to withdraw or amend the services they provide without issuing any prior notice. They can also restrict access to certain parts of their site or to the entirety of it from time to time as they want.

While they have tried their best to make the information on their site as transparent and clear, as possible they can, they don’t take any responsibility for the use of that information by the customer or the inability to understand the content.

They provide the site clearly, and you are advised to use the content and any materials within site at your own risk. They also claim not to be responsible for the accuracy, performance or functionality of any of the 3rd party apps that may be used in connection with their site.

You must also not misuse the application; knowingly introduce viruses, trojans or any other malicious software that is technologically harmful. If you breach this provision, it would be considered a criminal offence and they will report that to the law enforcement and will disclose your identity to them. In such an event your right to use the site will also end immediately.


They will not be held accountable for any damage or loss caused by the denial of service attacks. They are also not responsible for any effect if it has on your computer or technology by clicking on that malware.


  • You can save an average of £1,800 on your monthly bills, using their cards and partnership links.
  • You can get access to £2,500 credit without any checks which is great for people with bad credit history or people who are unable to get credit otherwise. And you only have to pay interest once you use the money
  • They have a lot of high street brands and combined with their discounts you have the power to buy more at almost 200 high street brands
  • They have grocery partners where you have avail massive discounts, up to 70% off the total grocery bill.
  • The list for discounts and freebies is updated daily so you will have new variety and more selection each day to open the app.
  • You can even get discounts and amazing deals on travel packages for holidays and vacations. It maximises your budget without spending so much actual amount.


  • There is a sign-up fee of £29.99 which although is one time. The fee is just for the application and membership itself and not for using the discounts.
  • Many of the products and offers are linked to 3rd party apps, and the Savvy itself is not responsible for any of these 3rd party apps, they are not trustworthy enough to buy from them.


Get a FREE CREDIT CHECK before you apply

Get a FREE CREDIT CHECK before you apply. Simply click the link at the top of the page to take you to the free credit checker. Get accepted today.

How do I contact them?

You can contact customer service anytime you may want, and they will be present to assist you in any information you might need. You can email them at [email protected] or call them at 08081 012 206 during working hours.

If you wish you can also write to them at Savvy Benefits Card  Coach-House Studio Annexe, St Peter Port GUERNSEY GY1 1QA. As the credit line is not provided by them, they don’t answer those questions, but you can write to them at DMS, LLC, and PO Box 757, Hopwood, PA 15445.

What are the security measures?

Savvy benefits cannot guarantee of the transmission of messages or information sent over the web to be secure as there could be a possibility of transmission. They are not responsible for any loss or damages that you may suffer because of the transmission interception. It is also your responsibility to keep your information secure that includes passwords or PIN numbers.

They will never ask for the information, and this information should not be disclosed to any 3rd party apps either. If you receive an email requesting such information, it should be ignored and discarded. If you think you have already leaked any information or passwords, you should call them and disclose that immediately.

Who provides the credit line and phone contract?

Savvy benefits card does not directly provide any of them; they have links to 3rd party apps which give these offers.  The credit line is provided by a company called E-Credit Plus Limited and the phone contracts are given by Halo Mobile Trading as Sunshine Mobile.

Any of these are not under their control, and they are not responsible for any of the content or privacy practices of the sites. They don’t endorse or review these sites and are only meant for the customer’s convenience.

Does the website recommend purchases?

Any of the information provided on their website or any opinion on the site is not a recommendation to have any financial transactions. Before making any decision or taking an action that will influence your finances you should consult a professional advisor.

The entire content on the website is for information purposes only and are in no way meant to constitute investment and are in fact only meant for financial advice and should be of no reliance. Any facts provided on the website are also subject to change.

What if I wish to cancel my membership?

You can totally cancel your membership at any point if you think that the benefits are not for you or that you are not using them quite as much. To cancel you have to give a notice 30 days before your membership expires and 30 after the renewal of your card.

You can do that either by calling them or writing to them. You can also get a full refund if you cancel within 14 days of signing up. If you do cancel, it takes 7 business days for the refund to be processed and for you to receive the money.





Company Details
  • Registration Number: 09243607
  • Incorporation Date: 2014-10-01
  • Status: Active
Loan Details
  • APR See Website
  • Loan Amount £2,500
  • Repayment Duration See Website
Contact Savvy Benefits Card
  • via Phone: 08081012206 Call
  • via Post: 636 Galleywood Road, Chelmsford, England, CM2 8BY