Finding The Best Single Trip Travel Insurance Policy

Finding The Best Single Trip Travel Insurance Policy

To determine the best single trip travel insurance policy, start by creating a list of the things that you want to cover while away. After which, you can proceed in comparing as many policies as you want from different insurers while checking the preferences listed.

Checking What Is Covered

Most of the single trip policies include:

Cancellation or curtailment: If you need to cancel or cut your holiday short because of unexpected circumstances such as the passing of loved ones, or illness

Illness and injury: You can claim for emergency expenses concerning medical costs.

Baggage loss: When you have lost items while on a trip or abroad.

Emergency repatriation: where you have to return back to the UK for an urgent medical procedure due to a severe accident or sickness.

Other policies cover for any loss or stolen of belonging sand public liability if you hurt someone or cause harm to property. However, this can hold additional fees.

It’s worth to decide what you want to cover before getting insurance quotes. This can help you determine the best insurance deals for you.

Who are you travelling with?

A family or group policy may appear practical rather than getting an individual policy per person. This is usually expensive and complicated. Read the fine print to determine this is appropriate for your needs.

Moreover, if travelling in a group, some insurers may offer group travel insurance policies. In case you’re travelling with your spouse and children, family travel insurance policy could be more practical as it can cover which can cover your children for free.

Declare The Required Information

When taking quotes, satisfy all inquiries precisely and declare any relevant information the insurer such as the ones listed below:

Pre-existing medical conditions must be disclosed. If you do not inform your insurer, you won’t be covered in case something goes wrong and you need to get medical treatment in relation to your pre-existing condition. We sugegst that you remain honest if you had any pre-existing health condition when applying for a single trip travel insurance or any type of policy.

Participating in extreme sports and activities such as skiing, skydiving, and snowboarding can be attached to your policy as an additional as it is usually excluded in the standard cover. However, this can cost you charges when added to your policy. Should you need to know more about extreme sports or activities cover, check our guide on: A Simple Guide On Extreme Sports Travel Insurance Cover

Who are you travelling with?

A family or group policy may appear practical rather than getting an individual policy per person. However, it is usually expensive and can complicate things. Read the fine print to determine this is appropriate for your needs.

Moreover, if travelling in a group, some insurers may offer group travel insurance policies. In case you’re travelling with your spouse and children, family travel insurance policy could be more practical. It can cover which can cover your children for free.

When taking quotes, satisfy all inquiries precisely and declare any relevant information the insurer such as the ones listed below:

Pre-existing medical conditions must be disclosed. If you do not inform your insurer, you won’t be covered in case something goes wrong. This can happen when you need to get medical treatment in relation to your pre-existing condition

Participating in extreme sports and activities such as skiing, skydiving, and snowboarding can be attached to your policy as an additional as it is usually excluded in the standard cover. However, this can cost you charges when added to your policy. Should you need to know more about extreme sports or activities cover, check our guide on: 

Getting Quotes

It is imperative to compare several quotes to get the right cover for the right rate. Otherwise, you might be paying more on your policy, yet not getting the cover that you need or prefer.

It is ideal to compare quotes that offer all the cover you need for your travel. This can also help you afford possible excess that you need to pay if you make a claim.

If you’re looking where to get your travel essentials all in one go, check our Travel Insurance Hub.