NatWest offer loans between £1,000 and £35,000 that are available to borrow over one to five years at a representative APR of 3.9%. Be aware the rates offered will take into account your personal circumstances aswell as the amount you’re looking to borrow. This may result in the final rate offered being different from their advertised rate. On the website customers are able to complete a personalised loan quote that indicates how likely the applicant is to be successful and doesn’t leave a footprint on their credit file. If you are self-employed or approaching retirement, then you will have to visit a local branch or call their customer service team to receive a quote.
To apply for a loan with NatWest there are a few criteria that you will need to meet; you must be over 18 and have held a NatWest current account for three months or more and have a good credit history. If you are accepted, and have online banking, then you can often receive the funds the next working day, however if there is more information required then it can take a little longer.
You have a few options when applying for a NatWest loan, there’s an online application, telephone team and you can visit them in branch.